Is your home in foreclosure? A Chapter 13 Plan of Reorganization will prevent home foreclosure and give you breathing room, for a low initial fee and manageable agreed payments. It is going to help you to assess your financial situation with the help of an knowledgeable Bankruptcy attorney. Your bankruptcy lawyer will help you in planning a chapter 13 plan that will offer you time to catch up on the missed home mortgage payments, lower vehicle loan payments, do away with interest and in some cases even principal payment on credit cards.
Are you over your head in credit cards, medical expenses, judgments or garnishments? A Chapter 7 Bankruptcy can give you a fresh start. Regardless of whether you have suffered through a divorce, employment loss, lost a loved one or provider, pay rate or over time cut, or simply overspent, you might be qualified for relief in chapter 7. We will assist you do away with credit card and other debt. Most chapter 7 bankruptcy filers with consumer debt keep their homes, automobiles, furniture and personal property. The cost may be as low as a few monthly payments you are currently making.
Do you want to get out of debt? Do you really want to stop garnishments or foreclosures? Do you want to repair your credit and get a fresh start? Do you want to stop the pestering phone calls? We can answer your concerns.
A fresh start can alleviate a person overcome by debts accumulated due to loss of work, unpaid taxes, medical expense, death of a loved one or other casualty or loss. Creditor harassment, garnishment, repossession and in a lot of cases foreclosure can be stopped. Most debts may be either discharged or a payment plan may be set up depending on the specific case.